Comments on: To manage your money with less effort and greater returns, follow these steps from Ramit Sethi http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/ Time-saving reflections on lifehacking, social media, and technology. Mon, 30 Dec 2013 18:20:21 +0000 hourly 1 http://wordpress.org/?v=3.4 By: Jennifer http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/comment-page-1/#comment-36917 Jennifer Fri, 05 Jun 2009 00:02:54 +0000 http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/#comment-36917 I have read Ramit's blog and also bought the book. Other great info he gives you is/are actual tips of how to call your credit card companies and negotiate lower rates, ask them to remove fees, etc. Many people, especially young people, do not realize you can do this and they usually say "yes"! Doing nothing leaves you simply paying more and more. He offers many "how tos" on other topics, too - it helps you get off your duff and pick up the phone - and less afraid to try it. I have read Ramit’s blog and also bought the book. Other great info he gives you is/are actual tips of how to call your credit card companies and negotiate lower rates, ask them to remove fees, etc. Many people, especially young people, do not realize you can do this and they usually say “yes”! Doing nothing leaves you simply paying more and more. He offers many “how tos” on other topics, too – it helps you get off your duff and pick up the phone – and less afraid to try it.

]]> By: Dave Provine http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/comment-page-1/#comment-36599 Dave Provine Fri, 29 May 2009 14:22:52 +0000 http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/#comment-36599 A really, really big tip is "If you don't have the money, don't buy it!". Revisit the old concept of saving up to buy things. Your life will be much better for it. A corollary to that is to get the smallest mortgage possible, not the largest that they will give you. A really, really big tip is “If you don’t have the money, don’t buy it!”. Revisit the old concept of saving up to buy things. Your life will be much better for it.

A corollary to that is to get the smallest mortgage possible, not the largest that they will give you.

]]> By: Kathy http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/comment-page-1/#comment-36598 Kathy Fri, 29 May 2009 14:15:44 +0000 http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/#comment-36598 Great Stuff. Glad someone is addressing young people to help them understand such terminology as IRAs and 401Ks.Do remind them though, that none of those tools is exempt from bad markets. Invest wisely. Great Stuff. Glad someone is addressing young people to help them understand such terminology as IRAs and 401Ks.Do remind them though, that none of those tools is exempt from bad markets. Invest wisely.

]]> By: Brett http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/comment-page-1/#comment-36584 Brett Fri, 29 May 2009 08:05:37 +0000 http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/#comment-36584 Everyone can benefit from this info. Thanks for posting this. Will subscribe to your site. Brett Everyone can benefit from this info. Thanks for posting this. Will subscribe to your site. Brett

]]> By: Egitisim Kariyer Enstitusu http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/comment-page-1/#comment-36407 Egitisim Kariyer Enstitusu Tue, 26 May 2009 13:22:46 +0000 http://www.technotheory.com/2009/05/takeaways-from-ramit-sethi-on-finances/#comment-36407 That is so useful. thank you. That is so useful. thank you.

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